My Story

Hi there! I’m Shiva, a former JPMorgan Chase employee turned personal finance enthusiast, and I’m thrilled to welcome you to my corner of the internet.

After spending years in the finance, insurance and retail industries, I’ve discovered my true passion lies in empowering individuals to take control of their finances and achieve their financial goals. Since 2010, I’ve been on a journey of learning and growth, applying the principles of personal finance to my own life with remarkable results.

Through diligent saving, strategic investing, and prudent decision-making, I’ve not only secured my financial future but have also amassed a wealth of knowledge and experience along the way. Now, I’m on a mission to share what I’ve learned with you.

My vision for this website is simple: to provide you with practical, actionable advice and resources that will help you navigate the complex world of personal finance with confidence and clarity. Whether you’re striving to build wealth, save for retirement, or simply gain a better understanding of financial concepts, you’ll find valuable insights and guidance here.

But more than just numbers and spreadsheets, I’m here to offer you support, encouragement, and inspiration on your own financial journey. Because I believe that everyone deserves to feel empowered and in control of their financial destiny.

So, whether you’re a seasoned investor or just starting out on your financial path, I invite you to join me on this exciting adventure. Together, let’s unlock the secrets to financial success and create a brighter, more prosperous future for ourselves and our loved ones.

Thank you for being here, and I can’t wait to embark on this journey with you!

Warm regards,

Shivaprasad Rai

Personal Finance Enthusiast

Ex JPMorgan Chase Employee